Sunday, February 23, 2020

Dumping USAA. So easy a caveman did it!

I saved $3000/year by switching from USAA.

I've been with USAA since 1981 for my auto insurance and for about 25 years for my home. Ever since 2003 when the state deregulated the insurance industry my insurance premium has increased with no end in sight. The last increase in 2020 was 25% and that did it for me.

I eventually went with GEICO for auto, saving $1000/year with the same coverage. My home insurance was provided by an agent and was reduced to $2000 for a savings of $2000/year. As I have said before:
USAA claims to "support the troops" and to be loyal to those who served and their families. It's hard to believe when you receive an increase of 25% after being a loyal customer who paid their premiums on time and had only 1 claim in 11 years.

So screw them.

The socialists of Justice Democrats dwindling endorsements

If you really think a socialist can run and win outside of a deep, deep, blue area, you might want to look at their record of losing. I have and it is a clear indication how Bernie will do if nominated. BTW America is not a deep, deep, blue area.

Justice Democrats is a group founded by the far left, socialist, group called The Young Turks. From Wikipedia:
Justice Democrats is an American progressive political action committee founded on January 23, 2017, by Kyle Kulinski of Secular TalkCenk Uygur of The Young Turks, and Saikat Chakrabarti and Zack Exley, former leaders from the 2016 Bernie Sanders presidential campaign....The organization formed as a result of the 2016 United States presidential election and has a stated goal of reforming the Democratic Party by running "a unified campaign to replace every corporate-backed member of Congress" and rebuilding the Democratic Party "from scratch" starting in the 2018 congressional midterm elections.[6][7] 

Last election they endorsed 80 candidates to take over the Democratic Party. 73 of them lost. 7 won in deep, deep, blue districts. This year based upon their poor performance and lack of winning they are endorsing only 9 candidates, plus the 7 that won last time. From a previous post, "Justice Democrats' record of losing elections":

Based upon their lack of success in the 2018 elections, Justice Democrats should be the last group to find a candidate to challenge Cuellar, if a challenge is warranted. Out of 80 candidates endorsed by JD, only 7 won. 2 were incumbents in deep blue districts. 1 was unopposed.  4 were all in very blue districts wiping out their general election opponents. It's not like they were endorsing in tough competitive states like Texas, although those that did, lost. All of them. One raised over a $1 Million and lost 70-30 in the primary.

That is a huge drop off. Maybe candidates are realizing being associated with socialism is about as popular as herpes at a hot tub party. In Texas Justice Democrats endorsed Jessica Cisneros running against Cuellar. Cuellar should be replaced but with a socialist?

Tuesday, February 18, 2020

Vote Blue No Matter Who doesn't work.

Vote Blue No Matter Who might work on those of us who are long time Democrats or those that lean left at the polls because what we have in office now is a rotten excuse for a human being. Unfortunately it will not work for those that matter, the independents looking for a common sense alternative.

Independents are just looking for a common sense middle of the road alternative to the rotten bastard in office now. They are willing to vote blue no matter who's a socialist. We Democrats might hold our noses and vote for a socialist claiming to vote blue no matter who, but independents won't. Give them a sane alternative to Trump and they will be onboard. Give them a choice between a socialist or a republican and they will stay home, bury their heads in their hands, and wonder what the living hell happened to our Party.

So, bernie bros need to quit with the Vote Blue No Matter Who crap. Sanders is not blue. He is not a Democrat. He never has been a Democrat. He never will be a Democrat. He will never represent our Party. The Independents we are trying to court will abandon us in November just like Bernie and his bros did in 2016. As I have said in the past:

So lets give Sanders the credit he is due and addressing him appropriately. Bernie Sanders is an independent socialist running as a Democrat in the Democratic primary. 

In defense of Sanders. He is not a Democratic Socialist.

A "democratic socialist" is just like a "conservative republican" or a unicorn. They don't exist.

Sanders calls himself a democratic socialist yet he has never been a Democrat and he will never be a Democrat. He has been a a socialist running as an independent his entire political career. Now he is an Independent socialist running as a Democrat.

In 2016 after losing the primary he quickly reverted back to his socialist party built up by his presidential run. He has funded "Justice Democrats" a socialist organization pushing extreme fair left candidates in the Democratic primaries and losing. As I said before:
Out of 80 candidates endorsed by JD, only 7 won. 2 were incumbents in deep blue districts. 1 was unopposed.  4 were all in very blue districts wiping out their general election opponents. It's not like they were endorsing in tough competitive states like Texas, although those that did, lost. All of them. One raised over a $1 Million and lost 70-30 in the primary.
The DNC made another mistake in this primary season allowing Sanders and his socialists to invade our party and they are invading here in Harris County too. Audia Jones is one of a couple of socialist candidates running for District Attorney in Harris, Travis, Bexar, and Tarrant County. Her husband is already a sitting Judge. There are others such as the challenger to Henry Cuellar. According to the Texas Tribune:
Justice Democrats, a political committee founded after the 2016 election to reshape the Democratic Party through primary challenges, is working to recruit a challenger to Rep. Henry Cuellar, a seven-term congressman from a strongly Democratic district who’s one of the few anti-abortion-rights voices in the party’s House conference.
So lets give Sanders the credit he is due and addressing him appropriately. Bernie Sanders is an independent socialist running as a Democrat in the Democratic primary. There is no in-between. You are either a Democrat or a socialist. Pick one.

Thursday, February 13, 2020

Texas Congressional candidate sued for defamation

This just can't be good for Texas Congressional District 22 Candidate Nyanza Moore especially since she will be on the debate stage this Saturday with her opponent and the plaintiff of a defamation suit against her.

CD22 has 2 outstanding candidates running in the Democratic Primary, Sri Preston Kulkarni and Derrick Reed. Nyanza Moore is a "progressive" political commentator on FOX-26 Houston's "What's Your Point," and entered the race early this year. Nyanza has recently posted some nasty attacks against Council Member Reed on Facebook. I only heard about the attacks and didn't think more of it until yesterday. They are truly nasty attacks. Turns out Reed isn't playing with the allegations, Nyanza, or her friends and has filed suit against Nyanza Moore and Friends of Nyanza Moore. 

Nyanza entered the race against an established and hard working candidate Sri Preston Kulkarni. Sri has boots on the ground and a campaign structure in place already. Nyanza cannot raise adequate funds to build her campaign. She was out raised 10-1. She has made comments about the gay community that were not appreciated and her friends accused a group of racism when she was not recommended for endorsement. (I was on the end of that accusation)

So now Nyanza faces a suit in Brazoria County and will have the opportunity to back up her attacks with facts.

Congressional District 22 Debate Saturday 11-2


CD22 Debate
Saturday Feb 15, 2020
Stafford Learning Center
10041 Cash Rd
Stafford Texas

Thursday, February 06, 2020

Wednesday, February 05, 2020

Raising Campaign Cash: Commissioner Pct 3 Candidates

Michael Moore leads the field in money raised and cash on hand. I could not find any reports for Zaher Eisa. It just boggles the hell out of me. How can you possibly run a race for County Commissioner if you cannot or will not raise money? Money isn't everything but you cannot get your message out if you do not have funds for literature, exposure, etc.

Commissioner Pct 3
Michael Moore$199,052$209,391$13,248$0
Kristi Thibaut$45,761$51,180$4,536$5,000
Morris Overstreet$15,925$17,950$2,025$0
Diana Martinez$6,507$9,425$1,013$0
Zaher Eisa$0$0$0$0
Erik Hasson$0$750$4,442$4,442

USAA increases home insurance by 25%

I've been with USAA insurance for over 25 years. That ends today.

USAA claims to "support the troops" and to be loyal to those who served and their families. It's hard to believe when you receive an increase of 25% after being a loyal customer who paid their premiums on time and had only 1 claim in 11 years.

Back in 2003 the great Republican Party reformed the insurance industry to allow more competition and remove those pesky restrictions set by the State. Insurance premiums have since skyrocketed. USAA took complete advantage of the reforms. (See below) My premiums have risen according to the chart below. After 2015 the premiums seemed to have stabilized. Looking for a competitive alternative was not easy and I eventually stayed with USAA not willing to risk a new company. It was easy to stay with USAA. So easy a caveman could do it. I did. That ends today.

I'm done with USAA. On the bright side they create a Subscriber Savings Account for every new member. After 25 years that account grew and I will be able to cash it out when I leave. It will fund a very nice trip to Italy.

Arrivederci USAA!

Year Premium DeductibleIncreaseNotes
2000 $          783 $5000.00%Before insurance became an issue
2001 $          862 $50010.09%Removed mold, no decrease in premium
2002 $       1,060 $50022.97%Became an election issue
 $       1,375 $50029.72%Use of HO-A Policies
2004 $       1,589 $50015.56%Removed Water, foundation and sewer  
2005 $       1,352 $500-14.92%No change in policy
2006 $       1,363 $2,4000.81%Deductible increased
2007 $       1,600 $2,40017.39%Increased rebuild cost by 50% 
2008 $       1,900 $2,40018.75%Tier II classification
2009 $       2,300 $2,40021.05%No change in policy
2010 $       2,800 $4,80021.74%Deductible increased
2011 $       2,973 $4,8006.18%No change in policy
2012 $       3,296 $4,80010.86%No change in policy
2013 $       3,296 $4,8000.00%No change in policy
2014 $       3,800 $4,80015.29%No change in policy
2015$4,300$5,20013.15%Rate increase
$3,517$4,700449.17%Difference between 2000 and 2014

Monday, February 03, 2020

Sander's volunteers: He isn't a Democrat

It shouldn't come as a surprise that Bernie Sanders is not a Democrat. Never has been. Never will be. He joined the party in 2016 just to run under the Democratic banner and to use the resources the party built and the donors paid for. Its typical Bernie.

Bernie's volunteers are at least honest about his affiliation with the Democratic Party. They continue to be dishonest about his popularity and some of this policies. Claiming that Bernie is popular when all he could get was 35% of the Democratic vote in Texas is stretching it. Maybe they polled people in New Hampshire.

When asked if he was a Democrat the answer was clear. From a text msg:

Bernie is an independent socialist. He was allowed to infiltrate our party bringing a cult like following that will all tuck tail, whine, and quit once he loses the nomination. Again. Like Trump he could damage the party for decades.

Sunday, February 02, 2020

Raising Campaign Cash. Texas Senate race

MJ Hegar leads the pack of Democrats with $3.2 Million raised. Cornyn raised $16M with $12M in the bank.

These are totals for the 2019-2020 period ending 1/31/2020.

MJ Hegar$3,225,842$2,269,671$1,003,653
Royce West$956,593$430,887$525,706
Amanda Edwards$807,478$476,485$330,993
Cristina Ramirez$807,023$577,782$229,240
Chris Bell$206,629$94,894$111,734
John Cornyn$16,228,531$7,023,655$12,116,658

A Socialist wins LGBTQ endorsement

If there was any doubt the socialist party has infiltrated the Democratic Party yesterdays endorsement of Audia Jones for Harris County District Attorney by The Caucus should have wiped that out.

The LGBTQ PAC, The Caucus, endorsed Audia Jones for DA. Jones is a member of the Socialists of America Party as is her husband who is now a sitting judge. Besides being a socialist, Jones can't raise money. She is being supported by a PAC called the Real Justice PAC solely funded by another socialist from California. They have donated over $50,000 to Audia Jones which includes in-kind donations of over $20,000 for staff. Jones has $29,000 cash on hand.

The Caucus has an excellent endorsement process. The candidates are screened, interviewed and vetted. The screening committee makes a recommendation to the membership which can accept or override. It really is a good process and one that should be copied by other clubs.

This endorsement though is a head shaker. If by chance Jones advances to the general the seat will probably go to the Republicans. The last two socialist candidates running in the area, Bernie Sanders, and CD7 candidate Laura Moser lost in the primary by 65/35 and 70/30 after raising millions of dollars. The republicans would have a field day with this race in the general election.

Maybe Jones stacked the crowd in order to win the endorsement. If so, she should win other endorsements based solely on the membership dues and not ability to win.

Saturday, February 01, 2020

Raising Campaign Cash: CD22 12/31/2019

Sri Preston Kulkarni raised $1.1 Million leading the other Democrats almost 10-1.
Reed raised $142,458.
Moore raised $142,528 with a $35,596 loan.

Bush raised $663,097 who is now probably the front runner although his reports are very strange. Camarillo is a republican wannabe Hispanic. He raised $61,092. Troy Nehls the rabid trump loving, foaming at the mouth, sheriff raised $108,747 second to Bush. Kathaleen Wall raised only $4700 and is having to depend on $1.6 Million of her own money to win.

Hill raised $345K.

Kulkarni, Sri1,149,783515,958$0$661,592
Moore, Nyanza$142,528$141,373$35,596$1,154
Reed, Derrick$142,458$104,196$2,00538,261
Bush, Pierce$663,097$22,246$0$640,850
Hill, Greg$345,310$166,879$40,000$178,430
Nehls, Troy$208,747$79,506$0$129,241
Steele, Howard$68,481$67,702$67,181$659
Camarillo, Jon$61,430$43,662$1,970$17,767
Aaloori, Bangar $61,092$41,144$19,947
Phan, Shandon$39,250$20,510$20,000$8,739
Morgan, Clint$21,760$21,760$3,000$0
Walz, Thaddeus$20,801$15,820$13,460$4,964
Miller, Diana$20,624$10,993$20,000$9,630
Mathews, Dan$14,025$10,529$12,700$3,495
Haggard, Douglas$10,000$5,071$10,000$4,928
Hermes, Aaron$7,605$44$3,125$7,560
Wall, Kathaleen$4,700$1,604,387$1,600,000$0
Hammel, Schell$4,176$0$0$4,176
Chevalier, Keli
Harris Hoss, Felicity
Hinton, Mathew
Reddy, Bangar

Raising Campaign Cash (illegally?) Pierce Bush

There is a limit of $2700 per person for a candidate running for a federal office. $2700 for the primary and $2700 for the general election. So what is going on with the Pierce Bush campaign?

According to his latest campaign finance report Bush raised $663,092 most coming from donors donating over the $2700 limit. As an example:

According to his reports Nuad Fares has donated over $92,000 in this period, a tab bit over the $2700 limit. The Fertitta family has donated $84,000, with Tillman giving $42,000. The Bush family each gave $8400 for a total of $142,000.

The Alvis family out of Austin donated over the limit but there is a note on their donations redesigning the donations to the primary and to other family members. 

This is new to me, literally. I've seen many reports filed with the Texas Ethics Commission but not many with the FEC. It's strange, but then again, it's a Bush.